Austin Property Tax Rate 2026: What Homeowners Need to Know
March 30, 2026 · 5 min read
Property taxes in Austin are determined by two factors: your assessed value (set by TCAD) and your tax rate(set by the various taxing entities that serve your property). You can protest the assessed value, but you can't protest the rate. Understanding both helps you know what to expect.
2026 Combined Tax Rate: ~2.19%
The combined property tax rate for a typical Austin homeowner in Travis County is approximately 2.19%. This includes:
| Taxing Entity | Approx. Rate |
|---|---|
| Austin ISD (school district) | ~0.98% |
| City of Austin | ~0.44% |
| Travis County | ~0.34% |
| Travis County Healthcare District | ~0.11% |
| Austin Community College | ~0.09% |
| Other (emergency services, etc.) | ~0.23% |
| Total | ~2.19% |
Note: Rates vary slightly by location within Travis County depending on which entities serve your property. The school district portion is the largest component.
What This Means for Your Bill
Here's what homeowners at different assessment levels pay annually:
| TCAD Assessed Value | Annual Tax Bill | Monthly |
|---|---|---|
| $300,000 | $6,570 | $548 |
| $400,000 | $8,760 | $730 |
| $500,000 | $10,950 | $913 |
| $600,000 | $13,140 | $1,095 |
| $750,000 | $16,425 | $1,369 |
| $1,000,000 | $21,900 | $1,825 |
How a Protest Reduces Your Bill
When you protest and win a reduction in assessed value, your savings are calculated by multiplying the reduction by the combined tax rate:
Annual savings = Assessment reduction × 2.19%
For example:
- $25,000 reduction = $548/year savings
- $50,000 reduction = $1,095/year savings
- $100,000 reduction = $2,190/year savings
And these savings compound — your new lower assessment carries forward as the baseline for next year's homestead cap (10% max annual increase).
The Homestead Exemption Effect
If you have a homestead exemption, your taxable value is lower than your assessed value. School district taxes are calculated on your value minus $100,000 (the homestead exemption amount). This means a reduction in assessed value has a slightly different impact depending on your exemptions.
We account for this automatically — our fee is based on your actual tax bill reduction, not just the assessed value reduction. You never pay for savings you don't actually receive.
See exactly what you could save
We'll compare your TCAD assessment to similar homes in your area.